It's interesting when a client first comes to see us wanting to set up a structured financial plan.
One of the first comments from clients, even before we start the discovery session, is "so, where will you be investing my money?"
It's at this point I have to gently back them up and explain that a financial plan is much m... | | Read More |
As we navigate through life, we have several significant transition events that shape our lives.
Typically, these events include:
Study and education
Starting your first job
Getting married
Having children
Children getting married
Becoming grandparents
While not all of us may experience these events, there is one ... | | Read More |
In a recent article I wrote about some options to tap into the built-up equity in your home in the event you need more funds to live off in your retirement.
To recap, a Pension Loan Scheme (PLS) is a form of 'reverse mortgage' offered by the federal government.
Basically, it allows borrowers, (over Age Pension age), to receive... | | Read More |
According to the Grattan Institute, it takes a decade to save for a 20% deposit for an average home compared to six years back in the early 1990s.
And these savings may still not be enough to secure your first home.
So, it's no wonder 'kidults' are now turning to parents or even grandparents for help.
The bank of mum and dad ... | | Read More |
In my article Do you know your Money "Why"?, I wrote about the importance of having an inspiring WHY in all aspects of your life; your goals, aspirations, wants & needs and of course, money.
Having an inspiring WHY behind your motivations adds a degree of emotion that will positively fuel your intentions and actions.
As a pro... | | Read More |
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